Luckily, most insurance companies will cover windshield repair and replacements through the comprehensive part of your insurance plan, and you don’t need to worry about your premiums going up. Sometimes your insurance company will refer you to one of their “preferred” vendors. These are usually large corporations , where the insurance company gets a contract discount on parts and labor in exchange for the customer referral. Unfortunately this almost always means lower quality parts and cheap labor, no matter the consequences to you and your vehicle.

You are under NO obligation to use these companies.  Your insurance will cover the work regardless of where you go, so choose a repair shop that puts you, the customer, at the top of the priority list.  Most of the time, windshield repairs and replacements are covered under the comprehensive portion of your car insurance. This works differently than collision insurance and does not affect your rates at all.